Seattle Injury Lawyer - The Basics of Auto Insurance

Hoping to provide everybody the resources and knowledge to know how to fight their personal injury lawsuit, Seattle car accident attorney Jason Epstein discusses the basics of buying auto insurance.

There is a lot of important and necessary insurance coverage out there, but right now I would like to talk about the basics of car insurance. In the state of Washington, it is required of every driver to have at least $25,000 in auto insurance coverage. This is typically seen as "25/50." This essentially means that your insurance will cover any one person in an accident up to $25,000, and up to $50,000 for any one accident. This level of insurance, however, is only the minimum requirement. Through my years as a car accident attorney, I have seen a lot of accidents where the damages are much higher than $50,000 in total.

Due to the costs associated with an auto accident, it is important that you get as much insurance as you can afford. Other common levels of insurance are "50/100," "100/300," "300/500," all the way up to $1,000,000 in coverage. My general rule of thumb is that you should have at least as much insurance to cover your assets. For example, if you have a house valued at an equity of $300,000, you should have auto insurance of at least that amount.

Car insurance is a requirement, and I highly suggest that you get the highest level you can afford. Along with normal car insurance, there are other ways to protect yourself. To learn more about Personal Injury Protection and Uninsured/Underinsured Motorist Coverage, check out my video titled "Bellevue Injury Lawyer - PIP and UM/UIM Coverage."

If you are in an auto accident, make sure you check out my other videos that may be relevant to your case, and feel free to call my office toll free at (888) 852-0068. To contact us online, check out Premier Law Group . You can also receive my books for free at Straighttalklaw.com.

About The Author Jason Epstein is a partner at the Seattle and Bellevue based law firm, Premier Law Group. A Seattle native, Jason received his undergraduate degree in Philosophy from the University of Southern California in 1995, and his Juris Doctor from Pepperdine University, School of Law in 2001. Jason is a member of the American Bar Association, the Washington Bar Association, the United States District Court for the Western District of Washington, the American Trial Lawyers Association, and the Washington State Trial Lawyers Association. He has also completed a certificate in Alternative Dispute Resolution from Pepperdine University and the Trial Advocacy Skills program through the National Institute of Trial Advocacy. Additionally, Jason has been a frequent speaker to other attorneys on a variety of topics. He lives on the Eastside of Lake Washington with his wife and son. In his spare time, Jason enjoys spending time with his family, exercising regularly, and taking in the great outdoors.